How We Are Paid
After the initial free consultation, we will agree with you
whether you pay us a fee, whether we are paid out of
the cost of any financial product you buy, or a
combination of the two.
Commission is paid to an IFA firm by a product Provider,
usually an insurance company or an investment house,
for the successful placing of business. The commission is
included within the providers normal product charges
so, if you prefer to choose this route, there is nothing
you need to pay us in addition.
Fees will usually be based on time spent and evaluated at
a rate per hour calculated to recover out costs or on a
fixed cost basis. Fees may attract an additional VAT
charge whereas commissions, under current legislation,
do not.
Whether we take our remuneration by way of
commission or fees will be matter of discussion and
agreement – no charges for fees will be made without
prior notification in writing.
For Mortgage advice we can be paid by commission or a
fee of £295.
Imperial Independent Financial Advisers Ltd is an appointed representative of Sage Financial Services Ltd, which is authorised and regulated by the Financial Services Authority.
Sage Financial Services Ltd is entered on the FSA register (www.fsa.gov.uk/register) under reference 150452.
The information and content of this website is intended for UK consumers only and is subject to the UK regulatory regime.
The FSA do not regulate some forms of mortgages or tax planning services.
Imperial Independent Financial Advisers Ltd. Registered in England and Wales No. 05274431. Registered office Imperial House, 94 Oakley Road, Southampton Hants SO16 4LJ
